A self-build mortgage is the ideal solution for those wishing to build their own dream home.
A self build mortgage differs from a normal mortgage. the money is released in stages as the build progresses. The lender will have interim valuations completed to assess the current value of the property.
Funds may be advanced to pay for the land even if the land only has outline planning permission, but detailed planning permission is required before any building work commences.
Different lenders specialised in different products and have different lending criteria. By having a wide panel of lenders, Top Marks Finance can provide a far wider range of self-build mortgage options to people than if we only worked with one particular lender or an individual bank.
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